Fintech Adoption in the U.S.: The Opportunity for Banks and Credit Unions
Explore fintech adoption in the U.S in this significant report that measures the adoption rates of financial technologies and services across generations. The Cornerstone Advisors report, commissioned by Q2, also introduces the Q2 Fintech Adoption Index. The index measures the acceptance of fintech startups as alternatives or adjuncts to traditional financial providers. Several emerging fintech services, including P2P payments, savings tools, neobanks, and investment tools, are discussed.
After the market crash 2008 (and the following recession), the financial services industry found itself challenged by shrinking consumer trust, increasing regulation, and a free fall in the rate of bank charters. Compounded by a wave of competitive growth funded by private equity, a new financial ecosystem—with new opportunities—was formed. Discover how industry participants are removing friction from onboarding, monetizing deposits, reducing risk, and more.
Banking as a Service: 3 Requirements to Offering Banking Services (Without Being a Bank)
It’s possible to offer banking services without jumping through the compliance hoops required to become a bank. It just takes the right technology and the right partners. In this white paper, we’ll present three crucial pieces to offering banking services without being a bank—as well as a brief description of CorePro, the simple API that links them together.
We are putting the power to innovate in our customers’ hands. Get creative with simplified and cost-effective access to our open APIs and software development kit, giving you the technology to create the products and tools your account holders need and want.
Since 2004, Q2’s mission has been to build stronger communities by strengthening their financial institutions. This mission has inspired the industry’s most comprehensive and adaptable smart banking platform and fueled our efforts to change how the industry thinks about digital banking. In our eBook, The Q2 Difference, learn how we combine powerful problem solving, open technology, and data-driven insights to build better experiences throughout your holders’ lives.
Discover how to scale and monetize your fintech app
In this information-packed webinar, Q2’s Rahm McDaniel describes how a number of fintechs, banks, and technology providers are forging the path ahead—enabling ways to monetize apps through deposit accounts and debit cards, creating intriguing new partnership models, and more.
An FI offering (or planning to offer) credit and debit cards should define a top-of-wallet strategy to meet account holders’ digital needs and pave the way to more interchange revenue. This executive summary offers insights and tips to help banks, credit unions, and other financial services providers in this effort.
Q2’s Scott Weinert discusses Biller Direct which creates an economic model to transform bill pay from a cost center to a revenue generator. Biller Direct is a customer-friendly payments solution, and Scott presents a live demo of what your account holders can expect.
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