Powered by the Q2 Platform, our comprehensive consumer banking solution offers an award-winning user experience. From financial management tools to easy P2P payments and quick, frictionless online and mobile account opening, Q2 gives your account holders everything they need, simply, in one place—and gives you powerful ways to engage with them.
Q2 Contextual Personal Financial Management™
Q2 cPFM is a simple and engaging money management solution that lets your acount holders easily manage their finances. It gives your account holders the information they need to handle their finances, integrated right into their everyday banking activities.
Q2 Contextual PFM is strategically helping us get to our goal of better educating customers on where their money’s going, and indirectly helping us on the lending side.
— Shelly Anderson,
Farmers State Bank of Calhan
Q2 Person-to-Person Payments™
Q2 P2P is a secure, integrated person-to-person payments solution that gives your account holders the ability to pay anyone quickly, easily, and securely, from any device—helping you acquire and retain valuable consumer accounts.
Q2 Account Opening™
With Q2 AO, banks and credit unions can offer a quick, intuitive, and low-friction application for opening new consumer deposit accounts. Like all our innovative financial services technology, Q2 AO meets the growing demands of mobile-device users.
Q2 data scientists and engineers have worked to develop an intelligent targeting and messaging platform that allows a financial institution to take advantage of its data to grow relationships. Called Q2 SMART, this innovative platform based on machine learning allows a bank or credit union to deliver the right offer to the right people at the right time.
Q2 CardSwap makes it easy for account holders to put—and keep—your card top of wallet. CardSwap lets account holders automatically update new payment card information across their favorite subscription and digital point of sale vendors within a single, elegant workflow—positioning you to benefit from valuable interchange revenue. This time-saving feature supports more than 20 popular services, including Netflix, Hulu, Amazon, Spotify, and iTunes—making it a perfect way for your FI to attract and retain online consumers.
Q2mobile Remote Deposit Capture™
Q2 mRDC is the most modern and convenient way for your account holders to make a deposit. It’s a powerful tool to help you attract desirable demographics and deepen your relationship with existing account holders.
Centrix Dispute Tracking System
CentrixDTS™ is a full-featured case management solution that simplifies the administration of disputed electronic transactions (debit card, ACH, and ATM). It’s designed to provide operational efficiency, enhanced record keeping, and simplified Reg E compliance.
Analytics and Efficiency