Announcing Q2 Open

a modern API portfolio powering next generation financial services

We believe financial services providers—whether they’re traditional financial institutions, big brands, or FinTech companies—should have easier, more direct, and more cost-effective access to the vital technology they need to build digital tools. That’s why we’re rolling out a set of bank-compliant APIs, on top of which any development-capable organization can build products for DDA accounts, debit cards, biller direct, and more.

Q2 Debit

An API that enables you to build checking account functionality into your application. Offers fully functional debit cards integrated into the Visa/MasterCard rails.

  • Create fully functional, compliant, and cost-effective checking accounts with account and routing numbers
  • Issue FDIC-insured accounts with a bank of record
  • Provide debit cards with your brand, powered by a bank of record

API Docs ...

Q2 Save

An API that enables you to build savings account functionality into your application.

  • Create fully functional, compliant, and cost-effective savings accounts with account and routing numbers
  • Earns interest like a standard savings account
  • Issue FDIC-insured accounts with a bank of record
  • Create unlimited sub-accounts

API Docs ...

Q2 Ledger

An API that provides ledgering functionality for “For the Benefit Of” (FBO) accounts – an alternative to traditional checking and savings accounts.

  • Ledgering system for alternative savings accounts
  • No account or routing numbers created or needed
  • Popular system-of-record choice for FinTech startups

API Docs ...

Q2 Biller Direct

A set of APIs that enables you to build bill presentment, aggregation, and bill pay functionality into your application.

  • Aggregate users’ bills and payments in a single view
  • Provide actionable, bill-related push notifications
  • Execute bill payments from 5,000+ direct billers nationwide

API Docs ...

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We’ve been impressed by Q2 and the Open portfolio. Our young audience expects us to be on the cutting edge. The Q2 Open APIs enable our team of creators, designers, and developers to rapidly deliver new features in our app – allowing us to build a product that our customers really love.”

George Friedman, CEO
Qapital

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